Early AdopterLifetime 40% discount for early sign-ups.40% off for lifeSign up nowSign up
Start free trial

Accounting

Double-entry books, recorded from your work.

Every invoice, payment, expense, and POS sale becomes a balanced journal straight away. You or your accountant just review it, reconcile the bank statement, post depreciation, then close the books each month.

Try free for 30 daysSee pricing

On every paid plan. On the Free plan, journals are still recorded automatically.

Before and after

Books kept after the fact always fall behind.

Invoices are made in one app, bank transactions are downloaded into a spreadsheet, then a consultant copies everything into journals at month end. The numbers can only be trusted weeks later.

Before

4 separate places

  1. Journal spreadsheetFinance · invoices retyped as journals
  2. Downloaded transactionsFinance · bank transactions pasted into a spreadsheet
  3. Asset listAdmin · depreciation worked out separately
  4. Consultant's summaryConsultant · copied into journals at month end

The numbers can only be trusted weeks later.

Accounting period

September 2026

Closing checklist

Closed
  • Every document journalledBalanced
  • Bank transactions matchedDifference IDR 0
  • Depreciation posted
  • Books closed30 Sep 2026

How it works

From the first transaction to closed books.

  1. 01 · Chart of accounts

    Accounts ready from day one.

    Tumra sets up a basic chart of accounts, from Cash & Bank to Accumulated Depreciation. Add your own accounts, mark cash and COGS accounts, then use Account Mapping to choose where invoices, payments, expenses, and stock are recorded. Each choice comes with an example journal.

    • Chart of Accounts (COA)
    • Account Mapping
    • Example journal
    Account mapping in Tumra: revenue, receivable, and cash accounts, with an example invoice journal.

  2. 02 · Automatic journals

    Daily work becomes journals straight away.

    Issued invoices, payments, expenses, vendor bills, POS sales, goods receipts, and depreciation create their own journals. Drafts aren't journalled yet. The Journals page shows everything by group, with a From → To column and a link to the source document.

    • No re-entry
    • Link to document
    • Excel export
    The journal list in Tumra, recorded automatically from invoices, payments, and expenses.

  3. 03 · Manual journals

    Adjustments from ready-made examples.

    Start from an example: accrued expense, capital contribution, owner's drawing, transfer between accounts, or reclassification. Tumra explains what it means in plain language and rejects a journal that doesn't balance. A saved journal can't be changed; it is corrected with a reversing journal.

    • Must balance
    • Attached proof
    • Reversing journal
    The manual journal form in Tumra with the capital contribution example and an explanation of what it means.

  4. 04 · Reconciliation

    Match your books to the bank statement.

    Choose an account, enter the date and the balance per the bank, then tick the transactions that also appear on the statement. Tumra works the difference down to zero. A draft can be saved and picked up later, and cash on hand is matched against a physical count.

    • Balance per the Bank
    • Save Draft
    • Cash, counted by hand
    Bank reconciliation in Tumra: transactions ticked until the difference is zero.

  5. 05 · Close the books

    Lock a finished month.

    Before closing, Tumra checks for documents without a journal, unbalanced journals, depreciation not yet posted, draft invoices, and bank transactions not yet matched. Once a month is closed, no journal can be posted to it.

    • Closing checklist
    • Reopen with a reason
    • Fiscal year
    Accounting periods in Tumra with the checklist before closing the books.
Account mapping in Tumra: revenue, receivable, and cash accounts, with an example invoice journal.
The journal list in Tumra, recorded automatically from invoices, payments, and expenses.
The manual journal form in Tumra with the capital contribution example and an explanation of what it means.
Bank reconciliation in Tumra: transactions ticked until the difference is zero.
Accounting periods in Tumra with the checklist before closing the books.

What you can do

Double-entry accounting you can check.

  • Fixed assets and depreciation

    Record assets with their cost, residual value, and useful life. Straight-line depreciation is posted each month with one button, and disposing of an asset works out the gain or loss.

  • Opening balances from your old books

    Enter cash and bank, client receivables, and vendor payables as of your start date. Owner's equity is calculated automatically, so the opening balance journal always balances.

  • Corrections that leave a trail

    Journals aren't edited or deleted. Mistakes are fixed with a reversing journal, so the original and its correction can both be read.

  • Checks on every screen

    Tumra tells you when a journal is dated in the future, depreciation hasn't been posted, or a cash payment was recorded to a bank account.

  • Balance enforced by the database

    A journal whose debits and credits don't match, or that falls in a closed month, is rejected by the database, not just by the form.

  • General ledger and trial balance

    Open one account's history with its running balance, or the trial balance of every account. Journals can be exported to Excel for your consultant.

For shops

Stock and COGS go into the books too.

On the Retail Starter, Retail, and Bisnis plans, goods coming in add to Inventory and Accounts Payable, goods sold record COGS, and stock count differences go to the Inventory Variance account. POS sales are recorded as ordinary invoices, with the same journals.

  • Goods receiptsEvery receipt from a supplier adds to stock and accounts payable. Returns reduce them.
  • Average COGSThe cost of goods sold is calculated from each variant's weighted average cost.
  • Stock countsThe difference between the count and the records is journalled to the Inventory Variance account.

Books filled in by other features.

Plans

Accounting on every plan.

On the Free plan, journals are still recorded, but the Accounting menu opens on paid plans.

FeatureFreeRp 0/moRp 0/yrFreelancerRp 129,000/moRp 1,290,000/yrAgencyRp 349,000/moRp 3,490,000/yrStarterRp 179,000/moRp 1,790,000/yrRetailRp 349,000/moRp 3,490,000/yrBisnisRp 499,000/moRp 4,990,000/yr
Automatic journalsIncludedIncludedIncludedIncludedIncludedIncluded
Chart of accounts & account mappingIncludedIncludedIncludedIncludedIncludedIncluded
Opening balancesIncludedIncludedIncludedIncludedIncludedIncluded
Journals & manual journalsNot includedIncludedIncludedIncludedIncludedIncluded
Bank reconciliationNot includedIncludedIncludedIncludedIncludedIncluded
Fixed assetsNot includedIncludedIncludedIncludedIncludedIncluded
General ledger & trial balanceNot includedIncludedIncludedIncludedIncludedIncluded
Inventory & COGSNot includedNot includedNot includedIncludedIncludedIncluded

Retail Free: as on Free. Journals, including stock and cost of goods from every sale, are recorded automatically; the Accounting menu opens on paid plans.

FAQ

Common questions

Do I need to know accounting?

Not necessarily. Journals are recorded on their own from invoices, payments, expenses, and sales. Manual journals start from an example and are explained in plain language. The in-app Help Centre also has a Learn Accounting category.

What happens on the Free plan?

Journals are still recorded automatically from the first transaction, and the chart of accounts can be set up. The Journals, Bank Reconciliation, Fixed Assets, and FX Revaluation pages and the financial reports open once you move to a paid plan. Journals already recorded show up straight away, with no re-entry.

Can bank statements be imported, or the bank connected?

Not yet. Tumra doesn’t connect to banks and can’t import statement files yet. You reconcile by entering the balance per the bank, then ticking the transactions that match. The draft can be saved and picked up again any time.

How do I fix a wrong journal?

Saved journals aren’t changed or deleted. A manual journal is fixed with Reverse Journal, which creates a reversing journal on the same date. Journals from invoices, payments, or expenses are corrected through their document: Tumra reverses the old journal, then records the new one.

Who can see and record journals?

The owner, admins, and finance staff. Project managers can be given finance access one person at a time. Only the owner or an admin can reopen a closed month, and the reason is kept in the history.

What isn’t available yet?

Recurring journals, your own journal number series, budgets, cost centres, and books for several businesses in one account aren’t available yet. Depreciation uses the straight-line method only.

Tidy books from your first invoice.

Try every Tumra feature free for 30 days, no credit card needed.

Try free for 30 days