Free calculator
Hourly rate calculator
For freelancers and agencies. Work out your minimum hourly rate from the income you want, your business costs, and the hours you can actually bill.
- Billable hours per year
- –
- Revenue needed per year
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- Average revenue per month
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Rounded up to the nearest thousand rupiah. This is a floor; market rates and the value of your work may be higher.
This is a floor. Your actual rate also depends on experience, the value of the work to the client, and market rates.
How it is calculated
Why your hourly rate must be higher than it looks.
In this article
Not every hour is billable
Freelancers rarely bill 40 hours a week. Some time goes on admin, finding clients, meetings, and unpaid revisions. If only 60% of your hours are billable, your rate has to cover 100% of your needs from those 60%.
The formula
| Step | Formula |
|---|---|
| Yearly need | (income + business costs per month) × 12 |
| After tax | need ÷ (1 − tax percentage) |
| Billable hours per year | hours per week × (52 − weeks off) × billable percentage |
| Hourly rate | yearly revenue ÷ billable hours |
Example
A target income of IDR 10,000,000 and costs of IDR 2,000,000 a month, 40 hours a week, 60% billable, 4 weeks off: IDR 144,000,000 a year divided by 1,152 hours = IDR 125,000 an hour, or IDR 1,000,000 a day.
About tax
Income from independent professions, such as consultants or freelance designers, cannot use the 0.5% MSME final tax (PP 20/2026). Enter a tax percentage that fits your situation, or ask a tax consultant.
FAQ
Questions about rates
What share of hours is reasonable to bill?
Many freelancers sit at 50–70%. If you are not sure, log your hours for two weeks and separate what you billed.
Hourly rate or project price?
An hourly rate is still useful as a basis: a project price can be estimated hours times your rate, plus a buffer for revisions.
Should insurance and equipment be included?
Yes. Include all monthly business costs, including insurance, software, internet, and equipment payments.
Every hour logged, every hour billed.
Track time per task and bill it on an invoice without the spreadsheet. Try Tumra free for 30 days.